How Does Google Pay Work: There are two different ways to pay with Google and both ways make use of a free payment platform called Google pay. One is used for buying things and the other is used for sending and receiving money with other users.
The first, Google Pay for Android, is used for paying for things online, in stores, in apps, and in other places. It applicable to only Android devices and is only accepted in places where Google Pay is accepted. Google Pay is formally called Android Pay and Pay with Google.
The second, Google Pay on iPhone and Google Pay Send on Android, is another payment application from Google that’s used to send and receiving money with other people. It 100% free and can works on any computer device, phones, and tablets, for both iOS and Android. That Is formally known as Google Wallet.
Google Pay is like a digital wallet where you can store your physical cards in one place on your phone. It keeps debit cards, credit cards, loyalty cards, coupons, gift cards, and tickets with many more.
To use Google Pay, supply the information from your payment card into the Google pay app on an Android device, and use your phone instead of your wallet to buy things wherever Google Pay is accepted.
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Google Pay uses your card details to make purchases, so you don’t have to transfer money to a special Google Pay account or open another separate new bank account to spend your money. When it’s time to buy something with Google Pay, the card you select is used to pay wirelessly.
Not all cards are supported.how to Check which ones are in Google’s list of accepted banks.
Google payments are permitted wherever you see the Google Pay icons (the indications at the top of this page). Some of the locations you can use Google Pay include Whole Foods, Walgreens, Best Buy, McDonald’s, Macy’s, Petco, Wish, Subway, Airbnb, Fandango, Postmates, DoorDash, and many more.
Check how to utilize Google Pay in stores in this video from Google.
Google Pay only functions on Android. To pay for things with Google on an iPhone, link your phone to a Wear OS (formerly Android Wear) smartwatch and pay with the watch.
Google Pay for P2P Payments
Google Pay (called Google Pay Send on Android) is related to the Google Pay Android app that is, it’s a Google app that deals with your money, but it doesn’t operate the same way. Google Pay is a peer-to-peer payment application that sends and receives money to and from other people.
Transfer money straight from your debit card or bank account, as well as from your Google Pay balance, which is a holding place for money that you don’t want to keep in your bank.
When you accept money, it’s put down to whatever payment process that is chosen as your default, which may be a bank, debit card, or your Google Pay balance. If you select a bank or debit card, the money you get over Google Pay goes straight into that bank account. Setting the Google Pay balance as your only payment keeps incoming money in your Google account until you move it manually.
There are multiple ways to use Google Pay and all work the same way. The screenshot below shows how you can send money with Google Pay as well as how to ask for money from another Google Pay user, both of which can be done with the Google Pay Website.
Connect up to five people to ask for money from or add one person to send money to. When transferring money, select from your payment system to use for that transaction. You can change the payment system each time you use Google Pay.
On a computer, if you want to use Gmail to send and receive money, select Send and request money (the $ symbol) at the bottom of the message. It looks related to the screen above but doesn’t let you select who to send the money to (or request money from) since you’ve already selected that in the email. The same is possible with the Gmail mobile application.
Another place Google Pay works are via the mobile app. Enter a phone number or email address for whoever you want to transfer money to. You can acquire Google Pay on iTunes for OS devices and on Google Play for Android devices.
Another place where you can make Google payments to someone, or ask for money to be sent to you, is through Google Assistant. Speak a word like, “Pay Evelyn $12” or “Send money to Smith.” Learn more about this feature from this help article on Google’s site.
There’s a per-transaction control on Google Pay of $9,999 USD, and a $10,000 USD control within every seven day period.
Google Wallet used to offer a debit card you could use to spend your balance in stores and online, but that’s been discontinued and there isn’t a Google Pay card you can get.