9ja cash loan app works only for people residing in Nigeria with an age range between 20 – 55 years of age with a fixed source of income.
9ja cash loan app has made mobile lending business in Nigeria so easy with good lending features like instant credit decision making, they work 24 hours every day of the week.
This credit lending company has some good features like no hidden charges, no collateral and you can select your payment tenure between 91 to 180 days which makes them fast, secure, easy, and reliable to use.
is 9ja cash loan app legit? yes, the 9ja cash loan app is a registered and licensed company that you can download from the google play store using your android mobile phone.
How much can I borrow using the 9ja cash loan app? You can borrow as little as N5,000 and as much as N300,000 with loan terms from 91 to 180 days.
Get your 9ja cash loan right to your bank account and you can choose the repayment plan that suits you within 91 to 180 days. Interest ranges from 1% – 34%.
9ja cash loan app interest rate
Interest rate and service fee ranges between 1% – 34% with an equivalent monthly interest rate of 3% – 29% and APR of 29% – 365%.
If you apply for a 6-month loan and borrow N1,000, 9ja Cash charges you an interest rate of 4.4% per month. And the interest rate is 26.4%, we would charge you N263 as the interest of the 6-month repayment period. The total amount of repayment is N1,263.
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How to apply for 9ja cash loan app
steps on how to borrow money from 9ja cash
- Install the 9ja Cash APP
- Register an account
- Fill out your basic information and submit
- Apply in seconds
- Receive your loan straight into your bank account
- you can Increase your loan crdedit score history each time you repay your loan.
Eligibility and criteria
- Nigeria Resident.
- 20-55 years old
- Source of income
Why choose the 9ja Cash loan app?
- 9ja cash loan app believe in transparency with no hidden charges in the process of giving out loan to its customers.
- when it comes to 9ja cash no collateral is needed which makes it fast and secured, the only thing that is need from a customer is to provide correct information.
- if you have a good credit history with 9ja cash loan app you can borrow up to three hundred thousand naira N300,000 and more in the future.
- Another good features that 9ja cash loan have is that you can choose your payment tenure which makes it more convenient when paying back loan.
- 9ja cash loan app believe in artificial intelligence algorithms which helps them to run a good credit score in the application process.
- with artificial intelligence algorithms 9ja cash loan believe in instant credit decision for customers that are qualify in getting loan
- 9ja cash loan app works every day of the week with 24 hours of service to allow you forward any form of complain or request.
where is 9ja cash office located?
9ja cash head office Address Admiralty Way, Beside Tantalizers, Providence House 105112, Lekki Phase 1, Nigeria
9ja cash customer care contact
9ja cash loan is looking forward to hear from you! If you have any complaint, questions, or concerns, please you can send us email at 9jaCashservice@gmail.com.
9ja Cash loan makes use of data on your mobile phone and your SMS history to know your identity and create a credit score history. 9ja cash loan encrypt the data you select to share with us to protect and guide your privacy.
How to build 9ja loan app credit history
some of the reasons, why most people don’t get a good amount of loan amount, is because most of them lack a good credit score.
to build or improve on your 9ja cash loan credit score you need to obey all protocols lay down by the company starting from repayment of the loan and forwarding of any complaint.
only if you follow instruction, your credit scores will improve over time. A good credit score reflects credit history payment patterns over time.